Car Insurance Watch Ireland - Car Insurance Ireland - Car Insurance for Women

Watching Car insurance Quotes Ireland

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Finding the right car insurance quote in Ireland can be a daunting task. The process can be a mine field as each policy produced by car insurance companies and brokers contain several terms and conditions. There are many variables that will affect the price of policies and that's why CAR INSURANCE WATCH IRELAND have set up this website. Our aim is to explain the plus and minuses of the most popular companies and insurance brokers in Ireland.

We have produced many web pages explaining the most common polices that Irish drivers seek such as, car insurance for women, for young drivers, taxi and van insurance, as well as insurance for motor trade. We have linked each page in the column of the right side so users can easily access every section of the website. Included in these links are a ages dedicated to Ireland's most common brokers and insurance companies. These pages will give our users an in site to the details of each business. We have also added pages concerning the different types of car insurance that's available in Ireland.



Get Car Insurance Quotes From Irish Companies

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Make of Car

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Does deaths and injuries on roads affect the cost of Car Insurance in Ireland?

Many experts claim that as the number of road deaths and serious injuries is reduced, the average price of car insurance in Ireland should also decrease. In 2012, the overall total of deaths on Ireland's road fell to 162, the lowest ever recorded but statistics suggest that the average price of Irish car insurance increased by almost 8%.

During the past 12 months, car insurance for young Irish drivers seems to have been targeted by most of the major companies and brokers. The average cost rising by more than 15%. On the other hand, car insurance for women drivers, in real terms, has see a decrease of about 5%. It is easy to see why car insurance companies increased the cost of an average policy for younger drivers. Of the deaths recorded in 2012 approximately 30% were 25 years or younger.

Irish Road Statistics for 2014 

Compiled by An Garda Síochána

 

Jan

Feb

March

April

May

June

July

Aug

Sept

Oct

Nov

Dec

Fatalities

16

13
*YTD 29

16
*YTD 45

14
*YTD 59

18
*YTD 77

18
*YTD 95

20
*YTD 115

16
*YTD 131

11
*YTD 142

18
*YTD 160

20
*YTD 180

    16
Total 196*

Driving while intoxicated 

577

679

668

663

650

646

573

744

649

609

645 

 

Mandatory Alcohol Testing (MAT) checkpoints

6,928

5,330

6,875

6,845

6,365

5,931

6,517

6,973

6,469

6,359

 6,726  

Breath tests

35,773

27,696

36,178

36,984

34,000

31,575

33,965

36,590

30,440

30,651

31,260 

 

Section 41 RTA - Detention of Vehicles

1,794

1,538

1,590

1,994

1,759

1,714

1,779

1,853

1,830

1,725

1,497 

 

Road Transport Offences

400

292

294

253

363

265

296

345

545

360

335 

 

Dangerous Driving

188

176

214

249

201

222

186

191

214

202

168 

 

Seatbelts

868

844

1,240

1,273

1,019

1,020

1,129

1,059

1,110

790 

 

 

Mobile Phones

2,914

3,072

3,922

5,031

2,104

1,781

1,860

1,916

2,067

1,815 

 

 

Speeding

15,803

14,354

16,306

23,397

24,370

19,600

19,264

19,013

19,703

19,810 

 

2013 Statistics on Irish Roads

January to December 2013

                         
 

Jan

Feb

March

April

May

June

July

Aug

Sept

Oct

Nov

Dec

Fatalities

19  

14

  15

12

17

13 

18

19

17

13

16

17

Driving while intoxicated 

646

 589

634

  633

 682

 766

 583

730 

 664

630 

 677

 

Mandatory Alcohol Testing (MAT) checkpoints

5,565

4,893

5,522

  6,307

  7,279  7,267  6,360  7,639  6,686  6,748  7,536  

Breath tests

 33,406

 27,699

 33,849

 39,217

 42,905  40,900  32,208  43,715  33,361  36,387  43,589  

Section 41 RTA - Detention of   Vehicles

 

1,540

   1,503

 1,213

  1,816 

 

2,036

 

1,966

 

1,712

 

1,914

 

1,779

 

1,762

 

1,738

 

Road Transport Offences

   335

312

231

       368

296 

211 

 353

 430

 348

 367

 506

 

Dangerous Driving

  332   

220

196

      211

221 

207 

 146

 184

 186

 215

167 

 

FIXED CHARGE NOTICES

 

 

 

 

 

 

 

 

 

 

 

 

Seatbelts

  

734

      

865

    

877

 

1,019

   

1,229

1,101

1,029 

1,002

 

1,071

1,050

 

 

Mobile Phones

 

2,210

    

2,108

 

1,513

 

2,427

 

2,335

2,094

 

2,057

2,113

 

3,058

3,167

 

 

Speeding

13,641 

 

12,553

12,111 

18,589 

 

19,015

 

19.425

 

18,620

 

19,931

 

16,815

 

21,790

 

 

 

Irish Road Accident Statistics for 2012

The total number of road deaths were 162 and the statistics of these fatalities are as follows;

29 pedestrians

8 cyclists

95 car occupants

7 goods-van

2 goods-HGV

1 minibus

19 bikers

1 other.
Most dangerous day was Sunday recording 39 deaths. Females deaths were 33%, males 67%. Most dangerous time of day was between 4pm and 6pm, when 41 (25%) deaths were recorded. November 2012 was the safest month of the year with only 8 deaths recorded. The average number of deaths per month in 2012 was 12, comparing to 16 per month in 2011 and 18 per mont in 2010.

Factors that affect the price of Car insurance quotes in Ireland

These main factors that affect car insurance quotes are as follows, your age, where you live, type and make of car, driving experience, if you have penalty points, what you use the car for, and where the car is kept. Check our other pages for more information regarding these factors that affect the price of policies.

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Car insurance Quotes Online

Many people in Ireland get car insurance quotes online. There are several companies offering insurance and quotes vary depending on which company you choose, so it is best to shop around until you find the insurance that suits best. Insurance companies offer lots of special offers and we produced web pages explaining offers and the pros and cons of online car insurance.

Applying for Car Insurance Quotes in Ireland

You can apply for motor insurance over the phone, in person or through a motor insurance broker. Motor insurance companies and insurance brokers are also listed in the telephone directory. If you want to drive as a named driver on someone else's policy, then that person must contact their insurance company and arrange to have you insured under their policy.More information is explained throughout this website

Renewing Your Car Insurance Quote

Under Non-Life Insurance (Provision of Information) (Renewal of Policy of Insurance) Regulations 2007 (SI No. 74/2007) your motor insurance company must issue your insurance renewal notice not less than 15 working days before the date of expiry of your insurance policy. It is also required to include with the notice your no claims discount certificate. You will need this certificate if you want to renew your motor insurance with a different insurance company.

Where to apply for Car Insurance Complaints

The Financial Services Ombudsman deals with complaints and disputes between policyholders and their insurance companies when the company's complaints procedure fails to resolve the problem. The Financial Services Ombudsman's decision is binding, if you are unsatisfied with the decision you may take your case to the High Court. The address of the FSO is;

Financial Services Ombudsman's Bureau, 3rd Floor, Lincoln House, Lincoln Place, Dublin 2, Ireland

Tel:(01) 662 0899, Local:1890 882 090 Fax:(01) 662 0890
Homepage: http://www.financialombudsman.ie/ Email: enquiries@financialombudsman.ie

The Insurance Information Service (IIS) is an information and complaints telephone service operated by the Irish Insurance Federation (IIF), which many insurance companies in Ireland belong to. Its purpose is to answer policyholders' questions and help them resolve problems. It has no binding powers and complaints that cannot be resolved are generally referred to the Financial Services Ombudsman.

Irish Insurance Federation. The address of the IIS is;

Insurance Information Service, Insurance House, 39 Molesworth Street, Dublin 2, Ireland

Tel:(01) 676 1914 or (01) 676 1820 Fax:(01) 676 1943
Homepage: http://www.iif.ie Email: iis@iif.ie


Drivers that have been refused a Car Insurance Quote in Ireland

If you have been refused a quotation for car insurance, you are entitled to go to the Declined Cases Committee of the Irish Insurance Federation who will obtain a car insurance quote for drivers. Their address and details are;

Declined Cases Committee, Irish Insurance Federation, 39 Molesworth Street, Dublin, Ireland. Tel:+353 (0)1 6761914


Drivers involved in accidents were the other party have no car insurance

The Motor Insurers Bureau of Ireland exists to compensate genuine victims of uninsured and untraced driving in Ireland. It fulfils a further European role to ensure claims arising from foreign motoring in Ireland or Irish motorists abroad are properly handled and settled. Their address and details are;

Motor Insurers Bureau of Ireland (MIBI), 39 Molesworth Street, Dublin 2, Ireland

Tel:+353 (0)1 676 9944
Homepage: http://www.mibi.ie/ Email: info@mibi.ie

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